Enweil/Adventurers League Guild
In Order to make communications among adventurers in the Realm of Enweil easier; Sir Elladan, Duke of Fheuvenem established the Adventurer's League around 2006-12-21.
Benald, Demetre, Evalina, Eris, Fiona, Ishka, Kunoichi, Ottokar, Paleon, Scarefear The Horrorific, Uriel were among some of it's earlier adventurer members. Balthasar and Elladan were early noble members.
Founder, Elder, Hunter, Aspirant are it's various ranks.
However there are some who wish to reform the guild to add more levels and make borrowing small amount more accessible.
1 begger
2 peon
3 wanderer
5 drifter
8
12 established
20 esteemed
30
50 master
75
100 squire
Being able to borrow a small amount could be very nice for an adventurer.
Even 1 gold can be the difference between getting a good nights sleep,
and tossing and turning if you are down on your luck.
It also means they won't take out loans they will have trouble repaying.
http://en.wikipedia.org/wiki/Microcredit